A good savings plan is one that is tailored to your individual needs and goals, and that you can stick to over the long term. Here are some key elements of a good savings plan:
* Clear goals: Define what you are saving for, whether it’s a down payment on a house, retirement, or your child’s education. Having clear goals will help you stay motivated and make saving a priority.
* Realistic targets: Set realistic savings goals that you can achieve without putting yourself under too much financial strain. It’s better to start small and gradually increase your savings over time than to set unrealistic goals and get discouraged.
* Automatic savings: Set up automatic transfers from your checking account to your savings account on a regular basis. This will help you save money without having to think about it, and it can add up over time.
* Emergency fund: Make sure to have an emergency fund in place before you start saving for other goals. An emergency fund can help you cover unexpected expenses, such as a job loss or a medical emergency, without having to dip into your savings.
* Diversification: Diversify your savings by investing in a mix of assets, such as stocks, bonds, and real estate. This will help to reduce your risk and maximize your returns.
* Regular review: Review your savings plan regularly and make adjustments as needed. Your goals and circumstances may change over time, so it’s important to make sure that your savings plan is still on track.
BUT SAVING IS HARD AND REQUIRES DISCIPLINE…that is the reality of it.
So, in this challenge, I have designed a simple method to ease you into creating a daily habit for saving for the future…retirement, hard times, 5oth Anniversary Surprise trip…whatever highlights and bumps life brings to you!
With this template, you can easily begin to create a habit for saving money.
The Money Savings Challenge Tracker has:
* 12 Week Savings Tracker
* Save $1000 in 12 Weeks
* Save $1500 in 12 Weeks
* Save $3000 in 12 Weeks
Each of the 4 Savings Challenges includes:
* 1 page with fill-in-blanks for the amount you saved each time
* 1 page with a suggested amount to save each time
* 1 Note page about your savings challenge
* Each page has a Start and a Finish field, a Goal field, a Total field for the amount you saved, and a checkbox if you Reached your Goal in the 12 weeks
Stay motivated and on track with your savings goals. This easy to use savings challenge tracker helps you:
* Visualize your progress: seeing your savings grow over time is a powerful motivator because you actually see your progress while staying focused on your goals.
* Stay accountable: tracking your savings helps you stay accountable and make sure you are on track to reach your goals.
* Make saving a habit: saving money should be a habit, not a chore; this easy to use savings challenge tracker helps you make saving a regular part of your routine.
* Reach your financial goals faster: by tracking your savings and staying motivated.
Make the MOST of you money by downloading our digital money saving challenge today and start building the Monetary Savings you have always dreamed of having!
ACCESS: You will receive instant access once you complete the shopping cart process. Instructions for accessing your digital workbook are in a PDF file.
NOTE: As this is an instant download digital product, sales are final and no refunds are offered. Please make sure you understand the product you are purchasing and all additional software needed that is not provided.
Additional Software
Necessary: PDF Reader.
Optional: Online editor such as GoodNotes, Noteful, Planner Pro, Evernote, etc.
Printer for hard copy.
Pay with PayPal or Stripe
We use PayPal for payments and other services. If you wish to use one of these services and pay on our website with PayPal, PayPal may collect the personal data you provide, such as payment and other identifying information. PayPal uses this information to operate and improve the services it provides to us and others, including for fraud detection, harm and loss prevention, authentication, analytics related to the performance of its services, and to comply with applicable legal requirements. The processing of this information will be subject to the PayPal Privacy Statement available at PayPal.com.
PayPal Card Fields is a PCI DSS service provider that complies with PCI compliance when collecting card information from buyers.